{"id":31824,"date":"2026-02-09T16:30:52","date_gmt":"2026-02-09T13:30:52","guid":{"rendered":"https:\/\/akdenizhaber.com.tr\/?p=31824"},"modified":"2026-02-09T16:30:55","modified_gmt":"2026-02-09T13:30:55","slug":"gungor-kredi-kartlarina-getirilen-kisitlama-piyasayi-daraltir","status":"publish","type":"post","link":"https:\/\/akdenizhaber.com.tr\/index.php\/2026\/02\/09\/gungor-kredi-kartlarina-getirilen-kisitlama-piyasayi-daraltir\/","title":{"rendered":"G\u00fcng\u00f6r: \u201cKredi Kartlar\u0131na Getirilen K\u0131s\u0131tlama Piyasay\u0131 Daralt\u0131r\u201d"},"content":{"rendered":"\n<p>BDDK\u2019n\u0131n kredi kart\u0131 limitlerine y\u00f6nelik ald\u0131\u011f\u0131 genel s\u0131n\u0131rlama karar\u0131n\u0131 de\u011ferlendiren MATSO Ba\u015fkan\u0131 Sn. Seydi Tahsin G\u00dcNG\u00d6R, d\u00fczenlemenin sekt\u00f6rlerde daralmaya yol a\u00e7abilece\u011fini belirterek, i\u00e7 piyasa ve nakit ak\u0131\u015f\u0131 a\u00e7\u0131s\u0131ndan risk olu\u015fturdu\u011funu s\u00f6yledi.<\/p>\n\n\n\n<p>Manavgat Ticaret ve Sanayi Odas\u0131 (MATSO) Ba\u015fkan\u0131 Sn. Seydi Tahsin G\u00dcNG\u00d6R, Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu\u2019nun (BDDK) kredi kart\u0131 limitlerine y\u00f6nelik ald\u0131\u011f\u0131 son kararlar\u0131 yak\u0131ndan takip ettiklerini belirterek, enflasyonla m\u00fccadele hedefi do\u011frultusunda at\u0131lan her ad\u0131m\u0131 \u00f6nemsediklerini ve mali disiplinin korunmas\u0131n\u0131 desteklediklerini s\u00f6yledi. Ancak kredi kart\u0131 limitlerine getirilen genel s\u0131n\u0131rlamalar\u0131n, reel sekt\u00f6r ve vatanda\u015flar\u0131n g\u00fcnl\u00fck ya\u015fam\u0131 \u00fczerindeki etkilerinin de b\u00fct\u00fcnc\u00fcl bir bak\u0131\u015f a\u00e7\u0131s\u0131yla ele al\u0131nmas\u0131 gerekti\u011fini vurgulad\u0131.<\/p>\n\n\n\n<p>Sn. G\u00dcNG\u00d6R, g\u00fcn\u00fcm\u00fcz ekonomik ko\u015fullar\u0131nda kredi kartlar\u0131n\u0131n yaln\u0131zca bir t\u00fcketim arac\u0131 olmaktan \u00e7\u0131kt\u0131\u011f\u0131n\u0131, ticaretin, hizmet sekt\u00f6r\u00fcn\u00fcn ve hane halk\u0131 \u00f6demelerinin vazge\u00e7ilmez bir unsuru haline geldi\u011fini ifade etti. E\u011fitim \u00fccretleri, \u00f6zel okul ve \u00fcniversite \u00f6demeleri, sa\u011fl\u0131k ve hastane giderleri, sigorta primleri, ula\u015f\u0131m, konaklama ve benzeri pek \u00e7ok harcaman\u0131n kredi kartlar\u0131 \u00fczerinden yap\u0131ld\u0131\u011f\u0131na dikkat \u00e7ekti.<\/p>\n\n\n\n<p>Artan enflasyon ve y\u00fckselen fiyatlar kar\u015f\u0131s\u0131nda y\u00fcksek tutarl\u0131 \u00f6demelerin nakit olarak yap\u0131lmas\u0131n\u0131n fiilen m\u00fcmk\u00fcn olmad\u0131\u011f\u0131n\u0131 dile getiren Sn. G\u00dcNG\u00d6R, \u201cNakit kullan\u0131m\u0131n\u0131n azald\u0131\u011f\u0131 bir d\u00f6nemde kredi kart\u0131 limitlerinin daralt\u0131lmas\u0131, ekonomik hayat\u0131n i\u015fleyi\u015fini zorla\u015ft\u0131racakt\u0131r\u201d dedi.<\/p>\n\n\n\n<p><strong>\u201c\u0130\u00c7 TALEP BASKILANIR, \u0130\u015eLETMELER ZORLANIR\u201d<\/strong><\/p>\n\n\n\n<p>Kredi kart\u0131 kullan\u0131m\u0131na getirilen s\u0131n\u0131rlamalar\u0131n \u00f6zellikle perakende ve hizmet sekt\u00f6r\u00fcnde ciddi yans\u0131malar\u0131 olaca\u011f\u0131n\u0131 belirten Sn. G\u00dcNG\u00d6R, i\u015fletmelerin \u00f6nemli bir b\u00f6l\u00fcm\u00fcn\u00fcn tahsilatlar\u0131n\u0131 kredi kart\u0131 arac\u0131l\u0131\u011f\u0131yla ger\u00e7ekle\u015ftirdi\u011fini hat\u0131rlatt\u0131.<\/p>\n\n\n\n<p>\u201cKredi kart\u0131 limitlerinin daralt\u0131lmas\u0131, t\u00fcketicinin harcama kapasitesini d\u00fc\u015f\u00fcr\u00fcrken, i\u015fletmelerin de sat\u0131\u015flar\u0131n\u0131 ve nakit ak\u0131\u015f\u0131n\u0131 olumsuz etkileyecektir. \u0130\u00e7 talebin bask\u0131lanmas\u0131, perakende, hizmet sekt\u00f6r\u00fc ve KOB\u0130 \u00f6l\u00e7e\u011findeki i\u015fletmelerde ciddi daralmaya yol a\u00e7abilir\u201d diye konu\u015ftu. Ba\u015fkan Sn. G\u00dcNG\u00d6R, nakit d\u00f6ng\u00fcs\u00fcn\u00fcn yava\u015flamas\u0131n\u0131n zincirleme bir etki yaratarak \u00fcretimden istihdama kadar pek \u00e7ok alan\u0131 etkileyebilece\u011fini ifade etti.<\/p>\n\n\n\n<p><strong>\u201cDENGE G\u00d6ZET\u0130LMEL\u0130\u201d<\/strong><\/p>\n\n\n\n<p>E\u011fitim ve sa\u011fl\u0131k harcamalar\u0131n\u0131n d\u00fczenleme kapsam\u0131 d\u0131\u015f\u0131nda b\u0131rak\u0131lmas\u0131n\u0131 olumlu bulduklar\u0131n\u0131 dile getiren MATSO Ba\u015fkan\u0131 Sn. G\u00dcNG\u00d6R, bunun yeterli olmad\u0131\u011f\u0131n\u0131 belirterek temel ve zorunlu harcamalar i\u00e7in de esneklik sa\u011flanmas\u0131 gerekti\u011fini s\u00f6yledi.<\/p>\n\n\n\n<p>A\u00e7\u0131klamas\u0131n\u0131n sonunda ekonomik istikrar kadar ticari hayat\u0131n s\u00fcrd\u00fcr\u00fclebilirli\u011finin de \u00f6nemli oldu\u011funa vurgu yapan Sn. G\u00dcNG\u00d6R, \u201cFinansal disiplin ile piyasa ger\u00e7ekleri aras\u0131nda sa\u011fl\u0131kl\u0131 bir denge kurulmal\u0131. Kredi kart\u0131 limitlerine ili\u015fkin d\u00fczenlemelerin, ticaretin \u00e7arklar\u0131n\u0131 yava\u015flatmayacak \u015fekilde yeniden de\u011ferlendirilmesi gerekiyor\u201d ifadelerini kulland\u0131.<\/p>\n\n\n\n<p>Manavgat Ticaret ve Sanayi Odas\u0131 \/ B\u00fclten<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BDDK\u2019n\u0131n kredi kart\u0131 limitlerine y\u00f6nelik ald\u0131\u011f\u0131 genel s\u0131n\u0131rlama karar\u0131n\u0131 de\u011ferlendiren MATSO Ba\u015fkan\u0131 Sn. Seydi Tahsin G\u00dcNG\u00d6R, d\u00fczenlemenin sekt\u00f6rlerde daralmaya yol a\u00e7abilece\u011fini belirterek, i\u00e7 piyasa ve <a href=\"https:\/\/akdenizhaber.com.tr\/index.php\/2026\/02\/09\/gungor-kredi-kartlarina-getirilen-kisitlama-piyasayi-daraltir\/\" class=\"read-more-link\">[more&#8230;]<\/a><\/p>\n","protected":false},"author":2,"featured_media":31825,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-31824","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-gundem"],"_links":{"self":[{"href":"https:\/\/akdenizhaber.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/31824","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/akdenizhaber.com.tr\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/akdenizhaber.com.tr\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/akdenizhaber.com.tr\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/akdenizhaber.com.tr\/index.php\/wp-json\/wp\/v2\/comments?post=31824"}],"version-history":[{"count":1,"href":"https:\/\/akdenizhaber.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/31824\/revisions"}],"predecessor-version":[{"id":31826,"href":"https:\/\/akdenizhaber.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/31824\/revisions\/31826"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/akdenizhaber.com.tr\/index.php\/wp-json\/wp\/v2\/media\/31825"}],"wp:attachment":[{"href":"https:\/\/akdenizhaber.com.tr\/index.php\/wp-json\/wp\/v2\/media?parent=31824"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/akdenizhaber.com.tr\/index.php\/wp-json\/wp\/v2\/categories?post=31824"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/akdenizhaber.com.tr\/index.php\/wp-json\/wp\/v2\/tags?post=31824"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}